Our Process

Is Your Retirement Plan on Track?

When considering your retirement portfolio, our process aims for balance and assessing the risks that you are comfortable with. You are transitioning to a wonderful, independent part of life and you should feel confident about turning that page. Your goals are the stepping stone to achieving the retirement of your dreams.

Beacon Associates provides you with a complimentary, customized plan that takes into consideration your complete financial portfolio as well as your unique personal goals. We’ll talk with you about how you envision your retirement years and help make plans to get you there. Your plan isn’t just a bunch of confusing charts and graphs, but a tailored, easy-to-understand report that maps out the path towards your financial security.

Step 1 – Discovery

Getting to Know You and Your Goals

How do you envision your retirement? We start by looking at your financial situation including your current assets, income sources, liabilities, expenses and savings. We will discuss how much risk you are comfortable with and where that fits into your needs and goals. What is the bottom line? If the result isn’t what you had hoped for, you might need to adjust your plan.


Step 2 – Analysis

Help You Examine & Direct Your Plan

We examine your current risk and return rates. We believe it’s important that your portfolio matches your risk tolerance. Using advanced testing tools, we run scenarios of what could happen to your portfolio if you continue on your current investment and financial savings path. These tests include forecasting scenarios so you can see how market fluctuations and other factors may effect your future accounts.


Step 3 – Solution

Presentation of a Retirement Strategy

Your financial plan should be as unique as you are. The objective of this stage is to agree on an effective, long-term retirement strategy that is custom tailored to your individual needs and goals. In this appointment, we will reveal the strategies and explain the rationale behind our recommendations.


Step 4 – Implementation

Put Your Portfolio Plan Into Effect

It is during this crucial step that you will make the important decision to work with us to achieve your financial goals. Once you’ve decided to take this step, we’ll identify any needed adjustments to your investment portfolio and determine what strategies are needed in order to reach your goals and benchmarks.


Updates & Reviews

After your plan is implemented, we don’t stop there. We’ll continue to monitor and meet with you to review your financial plan and portfolio on a periodic basis to ensure your customized plan still fits with your goals. It’s not a “set it and forget it” approach, because we understand that just like life, your goals can change over time.

Send Us A Message

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