When you’re admitted to the hospital, you might expect Medicare is going to cover your complete hospital stay. This is not always the case.
Take the time to ask these 3 questions and you can save money.
- What is my admission status? – Verify if your stay is classified as an “observation” or an “in patient admission.” Knowing the difference means the difference in who is responsible for payment and how much. An observational stay will cost you more money out of pocket and can even effect your ability to receive skilled nursing care after your hospital discharge. If you are categorized as “observation,” you should receive a Medicare Outpatient Observation Notice (MOON) within 36 hours of your hospital stay. Ask to be changed to “in patient observation” if you’re going to be needing rehab in a skilled nursing facility.
- Do I need this costly test? – Doctors will often order unnecessary tests that you don’t really need. Don’t be afraid to ask: Why are you ordering this procedure? How will the results help in my recovery? If I don’t get this test, how will my care be affected?
- Can I bring in my medications from home? – Hospital pharmacies can cost more than you would usually pay. Some hospitals will allow you to bring in your own prescriptions from home once they’ve been cleared by the doctor or hospital pharmacy
Beacon Associates can help you understand what hospital services are covered under your Medicare plan. We want you to have the best Medicare plan to cover you in your time of need. Call us today!
Information collected from: 50 Secrets Hospitals Don’t Want to Tell You
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